The National Bank of Ukraine has revoked the operating licenses of credit unions Nadiya, Samopomich and Oberih following voluntary applications from all three institutions.
The central bank press service announced that the regulator formally withdrew the licenses and removed the three organizations from the State Register of Financial Institutions on August 20, 2026.
Credit Union Nadiya, registered under identification code 25596169 in Tlumach in western Ukraine's Ivano-Frankivsk region, had operated in the market for more than 22 years. As of July 1, 2026, its total assets stood at 1.14 million Ukrainian hryvnias, representing 0.09 percent of the country's credit union market, while its liabilities totaled 654,000 hryvnias, or 0.10 percent of the market.
Nadiya operated under a standard credit union license. This authorized the firm to grant loans in cash and banking metals, as well as collect returnable member deposits and banking metals.
Financial Position of Surrendering Credit Unions
Credit Union Samopomich, registered under identification code 25070258, was established 31 years ago in Kalush in the Ivano-Frankivsk region. On July 1, 2026, the union held 2.18 million hryvnias in assets, comprising 0.18 percent of the national market, and reported liabilities of 511 hryvnias, or 0.08 percent of total market liabilities.
Samopomich operated under a simplified license structure. The license allowed the organization to extend loans in cash and banking metals, but did not permit it to accept returnable deposits from members.
Credit Union Oberih, registered under identification code 26018121, operated for 22 years from Malyn in the northern Zhytomyr region. Figures from July 1, 2026, show the firm held 2.23 million hryvnias in assets, representing 0.19 percent of the market, and liabilities of 2.17 million hryvnias, accounting for 0.35 percent of market liabilities.
Oberih maintained a standard operating license. The authorization enabled it to attract returnable deposits and issue loans in both funds and banking metals.
Wartime Rules and Legislative Framework
Under active martial law rules in Ukraine, credit unions that hold no outstanding liabilities under member deposit agreements are entitled to apply for voluntary license revocation. The National Bank of Ukraine processes these applications to cancel licenses and strike the entities from the financial institution register.
The sector operates under an updated regulatory framework that took effect on January 1, 2024, when a new Law on Credit Unions replaced previous legislation enacted in 2001. Ukrainian law defines a credit union as a cooperative financial institution established to fulfill member needs through mutual lending and related financial services.
The latest exits follow broader regulatory moves by the National Bank of Ukraine to manage non-banking sector risks. The central bank first published an official list of significant credit unions on May 28, 2025. In November, the regulator shut down the Kharkiv Mutual Help Fund, one of Ukraine's oldest credit unions, which had operated in the country for more than a quarter of a century.
