The adoption of legislation on stablecoin in the United States can lead to an almost tenfold increase in their proposal over the next four years. It is reported by The Block with reference to the report of Standard Chartered Bank experts.
The statement says that we are talking about the Genius Act bill, which the US Senate banking committee adopted in March 2025. According to analysts, the legislation legitimizes the sector and accelerates the adoption of stablecoins.
In addition, according to experts, such a level of growth will stimulate the demand for treasury bills of the United States in the amount of $ 1.6 trillion over the next four years – $ 400 billion per year. This can make the industry of stablecoins the largest buyer of American debt papers among all sectors, analysts added.
After the adoption of the Law, the stablecoin industry, in particular Tether, will probably switch to the Circle reserve model. Currently, 88% of USDC is stored in short -term US bonds for an average period of 12 days, the report said.
According to Standard Chartered, by 2028, issuers of stablcoins can hold about $ 1.75 trillion in treasury bills – against $ 150 billion today.
In addition, experts expect that the growth of stablecoin reserves will also increase the demand for the US dollar, which will strengthen its leading role in world trade and payments, even despite the geopolitical stress.
Earlier, the chairman of the US banking committee, Tim Scott, said that he was waiting for the adoption of a comprehensive bill on the regulation of the cryptocurrency market until August 2025.
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Source: Cryptocurrency

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