The government announced this Monday (6) that provides up to R$90 billion in credit to small and micro companies in 2022. In a presentation of the Business Map Bulletin with data from the 1st quarter of 2022, the Secretary of Infrastructure Development at Sepec (Special Secretariat for Productivity and Competitiveness), Alexandre Ywata, explained that they are closing the guarantee levels and, depending on the parameter used, the value can be between R$ 80 and R$ 90 billion.
The credits will be via Pronampe (National Support Program for Micro and Small Businesses) and PEAC (Emergency Program for Access to Credit), said Ywata, in addition to the Credit Stimulus Program (PEC), which will also be included.
According to the ministry, SMEs account for 27% of the Brazilian GDP (Gross Domestic Product). The new edition of the programs will include the MEI (Individual Micro Entrepreneur).
“The fact that we have a large number of MEIs is the result of the success of a public policy to formalize activities that were carried out informally”, highlights the secretary.
Other reasons for the increase in business openings were “public policies to reduce bureaucracy and simplification”, highlighted André Luiz Santa Cruz, director of the National Department of Business Registration and Integration.
For him, the main actions were: waiver of permits for low-risk activities; digital signature, which are already available in 24 federative units – and Brazil should fully adhere to it by the end of 2022 -; and Balcão Único, which created a simplified flow for opening companies in a single procedure.
“[O terceiro ponto] today, more than 60% of publicly traded companies can be created in less than a day”, highlighted the secretary. The average opening time is 1 day and 16 hours – 1 day and 13 hours less than the period in the first quarter of 2021.
See below the states that had the most openings of companies:
- São Paulo – 395 thousand;
- Minas Gerais – 143 thousand;
- Rio de Janeiro – 113 thousand
Peac Machines
The Peac Maquininhas, a project created in the pandemic that aimed to offer loans to smaller businesses until December 2020, will be resumed, but in another format, said the Secretary of Infrastructure Development at Sepec.
Previously, the Federal Government entered with a fund to be transferred via loan and secured credit was made with the so-called “smoke credit” – business loan operation with criteria for analyzing a company’s future receivables.
Now, the Union will no longer be a lender, but will support credit with a smoke credit guarantee. Financial institutions will assume the role of financiers.
For Ywata, these are indicators and data that the Brazilian economy has recovered. “And we already have a recovery from the losses that occurred in the pandemic”.
Starting a business
According to the Bulletin, the first four months of 2022 registered 19,373,257 active companies, considering head offices, branches and individual micro-entrepreneurs – 11.5% higher than the third four months of 2021. Brazil had an increase of 808,243 establishments open until the end April, already discounting those that closed.
In the first four months of this year alone, 1,350,127 companies were opened, which represents an increase of 11.5% compared to the last four months of 2021, but with a drop of 3.2% when compared to the first four months of 2021.
In the same period, 541,884 companies were closed, an increase of 11.5% compared to the last four months of 2021 and 23.0% compared to the same period in 2021.
According to the survey, Tocantins was the state that presented the highest percentage growth of open companies in the first four months of 2022, with an increase of 28.6% in relation to the last four months of 2021 and of 4.0% when compared to the last four months of 2021. first four months of 2021. On the other hand, Amapá was the only one to register a drop: 3.5% compared to the last four months of 2021 and 7.5% compared to the first four months of 2021.
company profile
Of the total number of active companies in Brazil (19,373,257), 69% are Individual Microentrepreneurs (MEIs), a volume of 13,489,017. “The fact of having large numbers of MEIs is a result of the success of the public policy of formalization for those who had informal activity. There are no difficulties in opening companies in Brazil”, said the director of the National Department of Business Registration and Integration of the Special Secretariat for Productivity and Competitiveness of the Ministry of Economy, André Luiz Santa Cruz, during the presentation of the Bulletin.
According to Santa Cruz, MEIs are important activities that generate formal jobs, including, and are often the embryo of an enterprise that will prosper.
“In addition, MEI’s success is a demonstration of the results of business environment policies. The more the business environment improves, the more people feel encouraged to undertake. This is the portrait of our time. Brazil is no longer a hostile country to those who want to undertake,” she said.
Of the more than 13,000 MEI units in operation in Brazil, 1,114,826 were opened in the first four months of this year, an increase of 14.0% compared to the last four months of 2021, but a decrease of 3.2% compared to same period last year. These data are part of the Business Map Bulletin of the 1st Quarter of 2022, released recently by the Ministry of Economy.
Limited Business Societies total 4,667,178 units, of which 226,549 started their activities between January and last April, an increase of 3.2% compared to the last four months of 2021 and 19.1% over the first. Individual Limited Liability Companies (Eireli) totaled 937,163, an increase of 2,381 companies in the first four months of the year (a 55.5% decrease compared to the third four months of 2021 and a 92.4% decrease compared to the same period in the year). past).
The volume of public limited companies in the country is 177,898, of which 3,749 started to operate in the same period of the bulletin – a drop of 20.6% compared to the previous period and 23.8% compared to the same months of 2021. In the case of cooperatives, 880 units were opened from January to April, for a total of 35,169. This represented a decrease of 3.8% in the comparison from September to December 2021, but an increase of 23.2% compared to the same period last year.
Finally, the group “other types of companies” registered 66,832 establishments in the first four months of the year, when 1,742 went into operation – a drop of 40% and 32.5%, respectively.
Source: CNN Brasil
