The managing partner and vice president of the ELS Group Andrei Evstifeev said that in recent years, Russians are increasingly looking for an alternative to bank deposits, preferring digital assets and metal accounts.

The Bank of Russia conducted an All -Russian survey of households on consumer finance. It turned out that in 2022, cryptocurrencies began to invest 2.5 times more in cryptocurrencies. At the same time, the median amount of the amount invested in metals increased immediately by 6 times.

Evstifeev emphasized that sanctions and general economic uncertainty pushes Russians to look for alternatives to bank deposits. Cryptocurrencies attract high income, but remain a high -risk tool. And precious metals have become a reliable and rather profitable option.

“People consider gold, silver and platinum a safe option for investments. And the numbers confirm this: only in the first quarter of 2025, gold rose by 18.6%, ”said Els Group, Vice President.

At the same time, cryptocurrencies can be used not only for investment, but also for international payments, which is used by both individuals and legal entities.

“Some entrepreneurs began to use cryptocurrency for cross -border calculations, especially in IT and e -commerce. This opens up new opportunities, but requires a good understanding of digital security and regulation, ”the expert concluded.

Earlier, representatives of the ETE group of companies turned to the Russian Prime Minister Mikhail Mishustin with a proposal to legalize mutual statements in cryptocurrency with foreign suppliers.